About Lifelong Wealth
Lifelong Wealth helps clients make informed decisions across KiwiSaver and selected investments. We focus on clear explanations, practical support and relationships that can continue as your needs change over time.
Derek Chen
A qualified adviser, focused on KiwiSaver
Derek Chen is a Financial Adviser focusing on providing suitable, valuable and achievable financial advice to customers. He has been in the financial service industry for eight years.
He worked for a licensed supervisor in New Zealand to supervise managed funds and KiwiSaver providers. In that role, he had the opportunity to understand how KiwiSaver providers work and has built up an in-depth understanding of KiwiSaver providers and KiwiSaver plans.
He is also the Managing Director of Aplus Compliance Limited, a compliance consulting service provider helping financial institutions meet regulatory obligations in New Zealand — and he posts articles on social media to promote financial literacy from time to time.
- Master of Professional Accountancy and Finance — Massey University
- Master of Legal Studies — University of Auckland
- Bachelor of Accountancy — China University of Geosciences (Beijing)
- Certified Anti-Money Laundering Specialist · Member of Financial Advice NZ
Suitable. Valuable. Achievable.
Three words guide every conversation we have. They are not a slogan — they are the test we apply before any recommendation reaches you.
Suitable
We help you find the fund that meets your needs. Advice starts with your circumstances — not with a product.
Valuable
We help you realise the time value of your money. Small decisions, made early, compound for decades.
Achievable
We help you get what you want. Plans only matter if they can actually be carried out — we make sure they can.
What it means that we are licensed
Lifelong Wealth Limited holds a licence issued by the Financial Markets Authority to provide a financial advice service. Being licensed means we operate under legal duties designed to put your interests first.
Your interests first
We must give priority to our clients’ interests by taking all reasonable steps to make sure our advice is not materially influenced by our own interests.
Care, diligence and skill
We must exercise the care, diligence and skill that a reasonably prudent person engaged in providing financial advice would exercise.
Suitable advice
We must give advice that is suitable for, and represents your best interests, taking account of your nature and circumstances.
Let's start with a conversation.
Tell us what you would like help with — KiwiSaver, bonds, term deposits, shares and ETFs, or something else entirely — and we will take it from there.